Privacy-Policy

Non-submitted Information Collected
Planning to Be Happy may also collect non-personal information not associated with your identity to improve the site. This information includes your IP (internet protocol) address, your ISP (internet service provider), Your country, city, or state, the browser you used to visit, the time you visited, and which pages you viewed.

How We Use Your Information
Planning to Be Happy uses your Internet Protocol (IP) address to help diagnose problems with our computer server, and to administer our web site. Your IP address is used to help identify you, and to gather broad demographic data. Your IP address contains no personal information about you. For example, it does not include your name, email, or mailing address.

We will not disclose any personal information about you without your prior consent, unless we have a belief that such action is necessary to: (i) comply with legal process or other legal requirements of any governmental authority; (ii) protect and defend the rights or property of Planning to Be Happy; (iii) protect the interests of users of our services other than you or any other person; (iv) operate or conduct maintenance and repair of our services or equipment as authorized by law; (v) with governmental agencies or other companies assisting us in fraud prevention or investigation; or (vi) trying to protect against or prevent actual or potential fraud or unauthorized transactions and investigating fraud which has already taken place.

The information is not provided to these companies for marketing purposes. Also, we do not sell or rent personal information about users to any third parties.

If you voluntarily disclose personal information in comments, that information might be collected and disseminated by third parties, and result in, among other things, unsolicited inquiries, messages, and offers from third parties. Although our comment form requires an email address, that is not shown to the public. However, email addresses shown in the body of the comment, will be displayed. Please understand that any information that is disclosed in comments becomes public information and this third-party conduct is out of the control of Planning to Be Happy. Please exercise caution when deciding to disclose your personal information. Planning to Be Happy also contain links to other web sites. We are not responsible for the privacy practices or the content of such web sites.

Cookies and Web Beacons
We do not use cookies to store information about visitors to our sites. However, we use third party advertisements on Planning to Be Happy to support the sites. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our sites, which will also send the advertisers information including your IP address, your ISP, the browser you used to visit our site, or whether you have Flash installed. This is generally used for targeting purposes to help show appropriate ads to the visitor. For example, these companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

You can also choose to disable or selectively turn off cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with websites. For example, entirely blocking cookies can cause the inability to login to services or programs, such as logging into forums or accounts.

Children Under the Age of 13
We do not knowingly collect or maintain personally identifiable information or non-personally identifiable information from persons under 13 years of age, and our websites are not directed to persons under 13. Children under 13 years of age are not eligible for contests or giveaways on our sites. If we learn that personally identifiable information of persons under 13 years of age has been collected on Planning to Be Happy without verified parental consent, we will take the appropriate steps to delete the information.

Security
The personally identifiable information we collect is securely stored within our database, and we use standard, industry-wide practices for protecting your information. However, as effective as encryption technology is, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply won’t be intercepted while being transmitted to us over the Internet.

Notice Regarding Online Behavioral Advertising
We allow third-party companies to serve ads and/or collect certain anonymous information when you visit our Web site. These companies may use non-personally identifiable information (e.g. click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third-party web beacon to collect this information. To learn more about this behavioral advertising practice visit the NAI at http://www.networkadvertising.org. To opt-out of this type of advertising, you can visit http://www.aboutads.info/choices.

Privacy Contact Information
If you have any questions, concerns, or comments about our privacy policy you may contact us using the information below:
By e-mail: info@planningtobehappy.com

We reserve the right to make changes to this policy. Any changes to this policy will be posted.

Comment Policy
As far as comments go…leave them! I love receiving feedback! But do not use my comment box as a venue for spam, viruses, or advertising. I ask that you also be respectful. Yes, this is an open forum, although disrespect, harassment, spamming or any type of prohibited activity will not be tolerated.

Thanks, and Happy reading!!!