Today I received a catalog from QVC.  It is their 2020 Holiday Gift Guide and after a quick glimpse, I knew I wanted to make this post. Some of the items from the guide are pretty exciting and you seriously cannot beat their flexible payment options. There are more items in the catalog and seriously, there is something for everyone. I just happened to pick what I would get myself or a close friend, who like me, loves fashion and beauty.  Also, don’t forget to use Rakuten to take advantage of the offers that they have. If you use, my referral code on the right, we can both get a monetary perk. And here is a freebie from kikki.K.  Follow this link and get their Christmas organizer for 2020.